Cap Foncières & Territoires SCPI
Cap Foncières & Territoires is our flagship income-focused French real estate investment fund (SCPI), built around a regional investment strategy centred on major metropolitan areas. Shareholders receive quarterly dividend payments generated by rental income from a diversified portfolio of commercial properties. Entry is accessible from €1,040 — equivalent to four shares at €260 each — with scheduled contribution plans also available for those who prefer to invest gradually. Our professional teams, based directly in local communities, manage each asset with a focus on tenant relationships, environmental quality, and long-term value preservation. The investment process is fully digital: prospective shareholders can download, complete, and sign all documents online without visiting a branch. As with all SCPI products, this is a long-term commitment with a recommended holding period of eight years.
- — You can begin investing in Cap Foncières & Territoires SCPI from €1,040, which corresponds to four shares priced at €260 each. Scheduled contribution options are available for investors who wish to build their position progressively over time. This flexibility makes the fund accessible to a broad range of savers, from first-time investors to experienced portfolios.
- — The entire subscription process can be completed online, from downloading your personalised documents to applying a legally binding electronic signature. There is no need to visit a physical office or post any paperwork. Our digital platform is designed to be straightforward, with personalised support available at every step should you have questions.
- — Shareholders in Cap Foncières & Territoires SCPI receive dividend income on a quarterly basis, providing a regular supplement to other income sources. Dividends are derived from the rental income generated by the underlying property portfolio. Past dividend levels are not a guarantee of future payments, and investors should review the full prospectus before subscribing.
- — Our acquisition strategy targets commercial properties located in France's major regional cities, including Lyon, Nantes, and Nancy, where economic activity and tenant demand remain robust. This geographic concentration in proven markets reduces exposure to weaker secondary locations. Each city is covered by a local team with in-depth knowledge of the local property market.
- — The portfolio spans a range of commercial asset classes, including office space, retail premises, and education and training facilities, as illustrated by the recent acquisition of Urban Lives in Nantes. Diversification across asset types reduces the impact of sector-specific downturns on overall rental income. Quality of tenant covenants is a central criterion in every acquisition.
- — All properties are assessed against High Environmental Quality (HQE) standards before acquisition and during the management lifecycle. This commitment reduces operating costs for tenants, which in turn supports occupancy rates and lease renewals. Environmental responsibility is increasingly a prerequisite for quality tenants, reinforcing the commercial logic of our approach.
- — Unlike purely centralised fund managers, Foncières & Territoires employs property management teams directly embedded in each of our key cities. This proximity allows rapid response to maintenance needs, lease negotiations, and evolving tenant requirements. Strong landlord-tenant relationships are a cornerstone of our strategy to maintain and grow rental income.
- — Our team is available to help you understand your investment goals and assess whether Cap Foncières & Territoires SCPI is appropriate for your situation. We do not offer generic advice — our conversations begin with your specific financial context, timeline, and objectives. Transparency about both the opportunities and the risks is fundamental to how we work with investors.
- — Shareholders receive a quarterly information bulletin detailing portfolio performance, new acquisitions, dividend payments, and relevant market commentary. This regular reporting keeps you informed about how your investment is being managed without requiring you to seek out information yourself. All bulletins are available to download from our online investor area.
- — With over 25 years of experience and an AMF-authorised management framework, Foncières & Territoires is committed to supporting investors throughout the recommended eight-year holding period and beyond. Our scale — managing 50 investment companies alongside Cap Foncières & Territoires SCPI — gives us the operational depth to manage your investment professionally. We view the relationship with each shareholder as a long-term partnership, not a one-time transaction.